Effective Date: 01.05.2026
Company: VisiLocali Ltd
1. Overview
This Billing & Credits Policy explains how payments, subscriptions, and credits work within VisiLocali.
By purchasing a subscription or credits, you agree to this Policy.
2. Subscriptions
2.1 Billing Cycle
- Subscriptions are billed on a recurring basis (monthly or annually)
- Billing occurs in advance of each billing period
2.2 Auto-Renewal
Subscriptions renew automatically unless cancelled before the next billing date.
You are responsible for managing your subscription.
2.3 Cancellation
- You may cancel at any time
- Cancellation takes effect at the end of the current billing period
- No partial refunds are provided for unused time
3. Credits System
3.1 What Credits Are
Credits are a prepaid usage system used to access features within the platform.
They:
- Have no monetary value
- Are not currency or stored value
- Cannot be exchanged for cash
3.2 Credit Usage
Each feature consumes a defined number of credits.
We reserve the right to:
- Adjust credit costs
- Introduce new credit-based features
4. Credit Allocation
4.1 Subscription Credits
Credits included in your subscription:
- Are allocated at the start of each billing cycle
- Expire after 3 months if unused
- Or, if you cancel your subscription plan
4.2 Purchased Credits
Additional credits purchased separately:
- Are added to your account upon payment
- Expire after 12 months if unused
- Or, if you cancel your subscription plan
4.3 Order of Usage
Credits are used in the following order:
- Subscription credits
- Purchased credits
5. Credit Expiry
- Expired credits are automatically removed
- Expiry dates are fixed and cannot be extended
- No refunds are given for unused or expired credits
6. Payments
Payments are processed via Stripe.
You agree to:
- Provide accurate billing information
- Keep payment details up to date
Failure to process payment may result in:
- Suspension of access
- Loss of features
7. Refunds
7.1 General Policy
All payments are non-refundable.
7.2 Credit Refunds
Credits are:
- Non-refundable
- Non-transferable
- Not redeemable for cash
8. Failed Payments
If a payment fails:
- We may retry billing
- Your access may be limited or suspended
- Credits may not be issued until payment is successful
9. Pricing Changes
We reserve the right to change pricing at any time.
However:
- Changes will not affect the current billing period
- Updated pricing applies from the next renewal
- Users will be notified by email
10. Abuse & Fair Use
We reserve the right to:
- Monitor credit usage
- Prevent abuse or manipulation
This includes:
- Attempting to exploit pricing
- Abnormal or automated usage
- Circumventing limits
We may suspend or restrict accounts where abuse is suspected.
11. Promotional Credits
From time to time, we may issue promotional credits.
These:
- May have different expiry terms
- May be withdrawn at any time
- Have no monetary value
12. Account Responsibility
You are responsible for:
- Monitoring your credit usage
- Managing subscriptions
- Cancelling before renewal